How much does the finance cost?

The interest charged varies according to the specific fund you apply to. Your local agency will be able to provide this information.

 
Do you have any grants?
No, we only provide business loans where it is not possible to raise sufficient funds from traditional sources.

 
I don't want finance from my bank; can I apply to you instead?
No; you must approach your bank first. You can then apply to us for the shortfall in any finance requirement.

 
How do I apply?
Application forms are availible direct from the appropriate agency.

 
What information will I need to provide?
You will need to submit a business plan in support of your application, including financial forcasts; and accounts if you are an existing business.

 
Can you help me with my business plan?
In some cases, yes. If we are not able to, we will signpost you someone who can.

 
How long does a decision take?
A decision normally takes less than 6 weeks after receiving all the information requested.

 
Will you take security?
No, we do not normally take security. However, unsupported Directors' Guarantees are likely to be made a condition of any loan if you are a limited company.